Ten ways to ensure your pension doesn’t fall short in retirement
By Brian O Nuallain, Investment Sales Lead at Royal London Ireland It has never been more important to ensure that your pension doesn’t fall short in retirement. The recent cost-of-living crisis highlighted the impact that inflation can have on the retirement income...
The Irish Pension Challenge and its Implications for the 2020s
This guest blog comes from our friends at LIA for Pensions Awareness Week 2023. Kevin McConnell, Chief Executive, GEM Strategic This is a summary of a full article that first appeared in the September 2023 issue of LIA’s The Advantage journal. Ireland's economy...
Securing Your Financial Future: Why Choosing a Qualified Pension Adviser Matters
An insightful blog by one of our proud sponsors LIA Are you curious about what goes behind all the professional financial advice you've received. Or are you in the finance sector and seeking ways to refine your skills? Look no further than LIA, Ireland's education...
Bonds: The Great Reset
An article by one of our sponsors - DAVY The fixed income asset class has been shunned by global investors for many years - and who can blame them? Bond yields have traded at low or even negative levels up until recently. At a staggering US$127 trillion, it is a large...
Starting a Pension for Business Owners & Company Directors
This guest blog comes from our friends at Zurich Life for Pensions Awareness Week 2023.Today, despite the many challenges faced by customers because of high inflation and the cost-of-living rises,many SME businesses have shown remarkable resilience and flourished...
How can I get myself financially ready to retire early?
This guest blog comes from our friends at Royal London Ireland for Pensions Awareness Week 2023. I’m 50 and would like to retire when I’m 55. While I have a pension through work, I can only accessit at the age of 65. I own two rental properties – both of which will...
The Conundrum of Employee Health
This guest blog comes from our friends at Empeal for Pensions Awareness Week 2022. In a recent interview, someone asked me “how come you are getting traction with companies with your proposition? You are showing them where the problem is with employee health and once...
The Gender Pensions Gap – what next?
This guest blog comes from our friends at Insurance Ireland for Pensions Awareness Week 2022. According to an ESRI report from September 2019, Ireland has a gender pensions gap of 35%. This means that in retirement, women will earn 35% less than male counterparts. A...
Key Priorities for HR Leaders – Attraction, Retention & Engagement of Employees
This guest blog comes from our friends at Brightwater Group for Pensions Awareness Week 2022. Today, many HR leaders are facing an inflection point – how do we attract, retain, and engage the talent we need to remain successful? Over the last two years, the pandemic...
How to manage your pension pots as you approach retirement
This guest blog comes from our friends at Royal London Ireland for Pensions Awareness Week 2022. I’m coming up to my retirement in 2022. I had two defined contribution pension funds, which I recently consolidated into one. While I’ve done well in terms of maintaining...
The fundamentals of choosing pension funds
This guest blog comes from our friends at Zurich Life, a leading supplier of investments and pensions in Ireland. In it, they explain why Zurich Life’s active management means careful investment strategies can drive retirement income, despite what’s going on in the...
Why it’s never too late to start a pension… and what you should do today
This guest blog comes from our friends at Moneycube.ie, a leading provider of online investment and pension advice. In it, they explain what you can do to catch up if you’ve been putting off planning your long-term financial future. It’s never too late to start a...
What risk category am I, and why?
When we put money in our pension, we're investing it with the intention that it's going to be worth more in the future. The level of risk that you take today will depend on how much more that's worth. There’s potentially a significant variance to people's wealth...
How to take control of pensions from old jobs: a conversation with Moneycube and Zurich Life
Consolidating your pensions from old employments is becoming more common. People in Ireland increasingly have pensions from a lot of different jobs held during their career. So what exactly does consolidating your pension involve? We caught up on a conversation...
Climate and your pension
Pensions are a huge part of the debate on sustainability and climate. If there’s one thing you want from your pension, you want it to be sustainable. And pension fund managers are long-term, big investors, with a huge part to play in navigating climate change...
Only one in three Irish parents are saving for retirement on a regular basis – survey shows
Many parents fear they won’t have enough retirement funds. Extract from the Irish Daily Mail Most parents have pensions in place but less than one in three are saving for retirement on a regular basis, according to a new survey of parents. The ParentsandBrands...
Creatives strongly advised to examine their finances with many ‘still in crisis mode’ financially as sector re-opens
Tough year ahead as financial issues take a toll on mental health and wellbeing Many of those working in Ireland’s creative industry are still in crisis mode financially as the sector starts to reopen after a tough 19 months of restrictions. One of Ireland’s...
Irish workers lose out on pension payments because they apply too late
Many retirees need to take new jobs to ‘fill the gap’ before pension kicks in. Irish workers are losing out on state pension payments because they are not applying in time for their benefits. This is according to former Pensions Ombudsman Paul Kenny who said many...
Pension Investment Options
Vinod Bajaj, author of the book “Pension Without Tension” briefly explains pension investment options. His book is priced at €9.99 and will be released in late October 2021. www.pensionwithouttension.com will be launched shortly for online orders. Congratulations! you...
Approaching Retirement
It's never too late to think about your options when it comes to approaching retirement. Whether you're ten years or ten days away from retiring, there are actions you can take to optimize your pension position. Gone are the days of a guaranteed life-long pension from...
Why do employers in Ireland not contribute to pensions? Because employees don’t demand it.
Barry Prost, Co Founder & Managing Partner, Yala.ie “When you consider that pensions are a major part of your finances, it’s surprising how few employers play this card at the recruitment stage. I believe it is a demand side issue – employers will contribute if...
What happens to my pension from my old jobs? Does that money disappear? I’ve moved jobs and can’t keep track of all these past pension pots, help!
Most of us now change jobs many times in our careers. As you progress, it's essential to keep track of your old pensions. Don't leave this money on the table - you earned it! Pension consolidation can help you to take control of pensions from your previous jobs with a...
What’s a self-directed pension, and why should I choose one?
Ahead of Pension Awareness Week’s discussion on Self directed pensions (view session), Stephen Rice explains how Aviva’s Self-Directed Investment Option pension works. A self-directed pension is a pension fund that puts you in control of how and where your pension is...
Would you rather invest small amounts over a longer period of time or larger amounts in a short time frame? What’s best and why?
A pension is a great way to be able to ensure your future financial freedom whilst still enjoying life now! Contrary to common belief, it's not an end to your current lifestyle. Your pension plan is all about ensuring that you can maintain that lifestyle when you...
Pensions Frame of Mind
How would you like to go out for dinner with your future self after reading this blog? When it comes to pensions, there's a lot of information out there and many people feel as if they don't know as much as they want to. Maybe you feel as if you don't know who to turn...
