Directors and owners of small companies and business owners have unique opportunities to use pensions as a way to extract value from a company in a highly efficient manner. Whether you are starting from scratch, or want to improve on your existing pension arrangement, this webinar will help you get a grip on what pensions can do for your wealth through your company.

Separately there has been a large number of regulatory changes within the pensions sector which are having an impact on pensions for the self-employed. These include the introduction of advantages to using a PRSA over the single member executive pensions, to the pending introduction of auto-enrolment.  Intended for owners and the self-employed,  this session will focus on how some of the recent regulatory changes impact you and what practical steps can be taken by business owners to take advantage of them.

When over 900,000 Irish workers have no pension savings, it’s clear that the hardest part of pensions is making a start. This session will focus on the practical aspects of starting a pension.

Millenials have many competing demands on their money in Ireland. On top of that, millennials have a reputation as conscious consumers. How does a pension fit in and what does it look like?

By mid-career, many people have started pensions, some with different company schemes. Others may be only considering taking out a pension and looking at how to take the first step. Regardless of the scenario that applies to you, now is the ideal time to take stock and think about your retirement goals.

This year, it’s been impossible to ignore the markets. The last eight months have had their fair share of drama. There have been bank failures and price falls – but also asset price recoveries in some sectors, an improving inflation trend, and continued economic resilience in most of the developed world.

This session looks at how you should invest your pension in 2023 and beyond. Which regions of the world are hot, and which are best avoided? Should you reallocate in or out of equities?  What’s the outlook for commodities and bonds?

Whether it’s market ups and downs, new investment opportunities or new attitudes to existing investments, having a grip on how your pension is invested can make a big difference to your future.

Most of us now change jobs many times in our careers. As you progress, it’s essential to keep track of old pensions. This discussion shows you how to combine your pensions, improving results, reducing costs, and simplifying your financial life.

Parents have many demands on their money – not to mention their time! And these busy years are also vital for your career and earnings. This session identifies key areas to prioritise, from planning your pension to protecting your family.

Choosing your own investments within a pension is more popular and easier than ever. How would a professional investor go about it? Join this webcast to understand investment strategies from a money manager’s perspective.

Public servants have some unique pension considerations.  This discussion looks at how you can top up your pension using Additional Voluntary Contributions (AVCs), and how these affect your wider pension pot, especially at retirement time.

This year, it’s been impossible to ignore the markets. Driven by inflation, interest rates, supply-chain shortages and war, there have been significant declines in most markets – followed by a partial recovery in the summer.

This session looks at how you should invest your pension in 2022 and beyond. Which regions of the world are hot, and which are best avoided? Should you reallocate in or out of equities?  What’s the outlook for commodities and bonds?  

Your destination is in sight. And while there are still a few stops to go it’s important to get your head around that final destination (and beyond!). You’ve worked hard for many years so it’s important that your pension is sufficient to suit the lifestyle you want and deserve in retirement. A little planning while on the road is worth the effort before you reach your destination.

This session, designed exclusively for executives approaching retirement, aims to make your transition from work to retirement smooth and enjoyable by carefully considering the relevant issues.

If you’re 12 months from retirement, a little planning and research now will help you avoid making important long-term decisions in a rush.  Join this discussion to understand the questions you should be considering.

Five years out from retirement, you still have time to implement changes that will improve your financial position. From late top-ups to investment approaches, we’ll help you identify actions for a comfortable retirement.

Your destination is in sight. And while there are still a few stops to go it’s important to get your head around that final destination (and beyond!). You’ve worked hard for many years so it’s important that your pension is sufficient to suit the lifestyle you want and deserve in retirement. A little planning while on the road is worth the effort before you reach your destination.

For many of us, questions about how to manage our pension only begin as we retire. If you’re wondering how to invest your pension as you draw it down in retirement, this session is for you.

What can pension savers do to incorporate sustainability and climate concerns into their pension? Join this discussion with Jerry Moriarty, chairperson of Sustainable and Responsible Investment Forum Ireland, to find out more.

There’s a world of ethical investment options out there, from clean energy to gender equality to funds that avoid certain industries. This session will discuss ways to invest your pension ethically, and the rise of ethical, social and governance (ESG) concerns.

This event is aimed at the financial broker and pensions advisor community in association with LIA.

As human beings we are creatures of habit as anyone who attempts to fulfil a new year’s resolution can attest to. So, no matter what age you are when you walk away from the job which has filled that work slot during your adult life you are likely to experience a sense of loss or dislocation.

Work for most people involves far more than the actual role they perform in their professional life. For many of us it gives us our sense of self, our identity in a profound way, as well as providing us with the means to live our life in the way we want to. Work can also be central to our social lives, where we meet with many of our closest friends daily. It may be the place where we feel most fulfilled, enhancing our sense of self-esteem and personal empowerment.

How then should we prepare for the transition to our second life? Brian Mooney will chat through how we navigate the next steps. With the right planning, a little imagination, and a degree of bravery, rediscovering yourself in your Second Life can be very rewarding.

Coupled with this we will give you access to the resources that provide the tips and tools that you can use to help you plan for a fulfilling and financially sound retirement.

This session looks at the short-term effect of maternity leave on your pension. We’ll also touch on the longer-term financial implications of time out of the workforce, and whether career breaks should mean pension breaks.

When you change job, your pension options change too. If you’re leaving a job with a defined benefit pension, extra care is called for. How should you decide what to do with your old pension?

When you change job, your pension options change too. If you’re leaving a job with a defined contribution pension, you have several options. How should you decide what to do with your old pension?

The last 18 months have seen huge change in the employment market, and many of us have changed jobs.  This discussion looks at how redundancy affects your pension and tax situation.

here are many reasons that have led to a gender pension gap in Ireland with lower pension income for women in retirement. Women are less likely to receive supplementary pensions due to lower income work and part-time work or extended periods out of the workforce in care giving positions. Many women lose important pension contributions when on maternity, parental or other carer leave as much of this is unpaid breaks, therefore, there are no salary contributions to their pension.

Directors and owners of small companies and business owners have unique opportunities to use pensions as a way to extract value from a company in a highly efficient manner. Whether you are starting from scratch, or want to improve on your existing pension arrangement, this webinar will help you get a grip on what pensions can do for your wealth through your company.

Separately there has been a large number of regulatory changes within the pensions sector which are having an impact on pensions for the self-employed. These include the introduction of advantages to using a PRSA over the single member executive pensions, to the pending introduction of auto-enrolment.  Intended for owners and the self-employed,  this session will focus on how some of the recent regulatory changes impact you and what practical steps can be taken by business owners to take advantage of them.

Getting your pension offering right for management and staff can make a real difference,

Running a small or medium-sized business, or forming a new business in Ireland, means wearing a lot of hats.

The focus needs to be on business growth, product development, and smooth operations.  When it comes to HR, keeping it simple and delivering benefits your team actually values is critical.

At the same time, a strong pension and benefits offering is a great way to recruit, reward and retain staff.  Pensions can also enable owner-managers to extract value in a highly efficient manner.  And if you set up your pension offering right, the administrative burden on the business can be minimized.

Happily, it has never been easier for SMEs and new businesses to put a compelling workplace benefits plan in place, whether you are starting from scratch, or want to improve on your existing offering.  The purpose this session is to explain how.

Ireland’s Early Years sector is finally getting recognition for the crucial role it plays supporting families and businesses alike.  But Early Years entrepreneurs and professionals need to secure their own financial position, as well as helping others.  The sector is labour intensive, highly regulated, and margins can be thin – so getting pensions right for staff, and extracting wealth as an owner is critical.  If you operate in the Early Years sector, this Masterclass shows you how.

Auto-enrolment – where an employee worker will be automatically enrolled in a pension scheme when starting a job, is in the pipeline for Ireland for 2022. Next year will also see the introduction of Pan-European Personal Pensions. Tontine Trust intends to provide them. What do these regulatory changes mean for staff and how should employers plan for it?

If you work in professional services you’re used to setting high standards, managing for results, and being bang up-to-date with industry changes. But can you say the same about your pension? There is money to be won and lost by taking a professional approach to your pension. This Masterclass is dedicated to helping people in professional services apply the standards of excellence and rigour to their financial lives that they are used to delivering professionally.

Directors and management of small companies and business owners have unique opportunities to use pensions as a way to extract value from a company in a highly efficient manner. What’s more, a strong pension and benefits offering is a great way to recruit, reward and retain staff. Whether you are starting from scratch, or want to improve on your existing offering, this webinar will help you get a grip on what pensions can do for your company.