Starting a pension

#PAW22

Employee value proposition

#PAW22

Keeping your pension on track

#PAW22

Approaching retirement

#PAW22

Pensions professionals

#PAW22

Financial wellbeing for women

#PAW22

Pensions & benefits for business leaders

#PAW22

PAW 2022 focus points

starting a pension

get my pension on track

ethical pension

Ethical investing means selecting your investments based on a certain set of moral or ethical principles.  Typically, it is about putting money into investments that are sustainable in terms of the environment, social impact, and good governance – as well as profit.

Learn more about what an ethical investment is and how you can invest your pension ethically with PAW21. Register for a session, it’s free, quick and easy! Get on board and start planning your future today. Your future self will thank you for it!

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help me approach retirement

growing your pension pot

Every type of investment needs some care and maintenance, your pension is no different. You might need to make small changes to your pension over time to ensure it's on the right path and growing. Maintaining control of your investment will keep things on track. It all starts with understanding the amount you need to retire. In an ever-changing world, many things could've changed since you last reviewed your pension. Lifestyle changes, new investment opportunities or even new attitudes to existing investments. Making small changes now could make a big difference to your future. 

 

During Pensions Awareness Week, you can learn more about how to grow your pension pot. It’s your money and you call the shots. Register for a session, it’s free, quick and easy! Get on board and start planning your future today. Your future self will thank you for it!

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review my employee benefits package

pension consolidation

These days, we tend to change our jobs many times within the span of our careers and it's easy to lose touch with our old pensions. They could be overseas or even sit with an old employer who may be sending paperwork to an old address. These pensions could be exposed to risks or fees that aren't necessary. As you progress, it's essential to keep track of your old pensions and, consolidating is one way to ensure you remain in control. It’s your money and you should be able to know what's happening, when, where, how and why. We certainly think so.  

 

During Pensions Awareness Week, you can learn more about taking control of pensions from your old jobs with a single investment strategy to bring your pension pots together. Register for a session, it’s free, quick and easy! Get on board and start planning your future today. Your future self will thank you for it!

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PAW 2022 Session Recap

SESSION 1

Financial Wellbeing for Women

PAW22 - Session 1 Recap

Session 1

Financial Wellbeing for Women

  • What needs to change to make pensions for women fairer
  • Key considerations for women when planning their long-term financial future

Closing the gender pension gap in Ireland

There are many reasons that have led to a gender pension gap in Ireland with lower pension income for women in retirement. Women are less likely to receive supplementary pensions due to lower income work and part-time work or extended periods out of the workforce in care giving positions. Many women lose important pension contributions when on maternity, parental or other carer leave as much of this is unpaid breaks, therefore, there are no salary contributions to their pension.

It’s time that we have a frank and honest conversation on how women:

are to be compensated for the disproportionate time spent in periods of care giving providing pension equality

can access pensions without being excluded on the basis of income thresholds or minimum hourly requirements

have better simplicity in their pension scheme to ensure transparency so they may plan work, retirement and savings arrangements

View all session videos in our PAW library

Key Speakers

Teresa Kelly Oroz, Irish Life

Teresa is head of public policy and governance for Irish Life group, and company secretary to all Irish Life and Canada Life regulated companies.

Session 1

Financial Wellbeing for Women: Closing the gender pension gap in Ireland.

Olive Ryan, Moneycube.ie

Olive is head of client services at online pensions and investments advisor Moneycube.ie. Her focus is on making financial services comprehensible, inclusive, and meaningful for people who want to take charge of their financial future. Prior to joining Moneycube.ie, Olive worked at Ulster Bank, for accountants BDO, and for Aviva.

Session 1

Financial Wellbeing for Women: Closing the gender pension gap in Ireland.

Session 4

Pensions & Benefits for Business Leaders: Maximising benefits and planning for regulatory change.

Maeve McCleane, Chief People Officer, Lidl

Maeve joined Lidl as a Trainee District Manager and progressed quickly and took over as Personnel Manager in 2006, with responsibility for Payroll & Personnel Administration.  Prior to joining Lidl Maeve studied Business Studies & Leisure Management in DIT (now TU Dublin).  In June 2013, Maeve moved to international headquarters in Germany – initially responsible for Employer Brand and thereafter also Engagement. She gained valuable experience working with HR colleagues across 30 countries developing and implementing our global HR strategy. Maeve returned to Ireland in January 2016 to take up the reigns as the first Chief People Officer.

Session 1

Financial Wellbeing for Women: Closing the gender pension gap in Ireland.

Moyagh Murdock, Chief Executive Officer, Insurance Ireland

Moyagh Murdock is the Chief Executive Officer of Insurance Ireland. Previously she was the CEO of the Road Safety Authority, a position she has held since February 2014. Prior to taking up the CEO role in the RSA, she was Chief Operating Officer for Bus Éireann after having first joined the company in 2007 as the Deputy Chief Mechanical Engineer with responsibility for the fleet maintenance and garage operations. Originally from Newry, Co. Down, Moyagh graduated from Queen's University Belfast with a B.Eng. Mechanical Engineering. She also holds an MBA from Dublin City University and a Certificate of Professional Competence in Road Transport Operations Management.

Session 1

Financial Wellbeing for Women: Closing the gender pension gap in Ireland.

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SESSION 2

Starting a Pension

PAW22 - Session 2 Recap

Session 2

Starting a Pension

  • How much should you pay in?
  • Where should you invest it?
  • What's the first step?

Not started a pension? Here's how and why

Every pension journey has a beginning and deciding to start a pension plan is one of the smartest moves you can make. The good news is that it’s never too late to get on board, start your journey and take charge of your situation, regardless of where you're at.

This session will give you all the info you need. We'll chat about how pensions work, the different types of pensions, how much you need to retire comfortably, when you should start saving, and how to get started.

View all session videos in our PAW library

Key Speakers

Claire Louise Murphy, Aviva

Claire Louise joined the Aviva Life and Pensions team in 2006 and has responsibility for the Master Trust and SDIO proposition. In 2019 Claire Louise created the Aviva Member Education Programme for Master Trust schemes. Claire Louise holds full QFA, RPA and Professional Certificate in Compliance from the Association of Compliance Officers Ireland.

Session 2

Starting a Pension: Not started a pension? Here's how and why.

Dan Malone, Malone Financial

Dan Malone is a fully qualified accountant, tax advisor and financial advisor. Dan quit his job with a leading financial services firm to share his knowledge about personal finance with those who need it most. On his YouTube channel 'Malone Financial' Dan talks about investing, retirement planning, the latest financial news and much more.

Session 2

Starting a Pension: Not started a pension? Here's how and why.

Aran O'Toole, moneycube.ie

Aran is a financial advisor at Moneycube. He has over 10 years' industry experience with previous roles including at Zurich Life and Friends First/ Aviva.

Session 2

Starting a Pension: Not started a pension? Here's how and why.

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SESSION 3

SME Masterclass

PAW22 - Session 3 Recap

Session 3

SME Masterclass

  • How can your business develop a compelling wellness, employee experience, reward and retirement benefits offering?

Building the Employee Value Proposition: A Masterclass for SMEs

What does a good SME employee value proposition look like in 2022?

This event will set out a vision and practical steps for an SME EVP in 2022.

Using insights from research, recruitment, real-world, regulators, and benefits advisors, we'll look at:

- What benefits employees really value;

- Wellness in the workplace;

- Benefits planning for senior managers and executives;

- The changing regulatory environment for SME pensions.

View all session videos in our PAW library

Key Speakers

Susan Elliott

Susan worked in financial services for more than 20 years holding positions in Ulster Bank, RBS, Tesco Bank and most recently in as head of employee engagement at AIB in Dublin. She works as an independent consultant specialising in employee engagement and wellbeing.

Session 3

SME Masterclass: Building the Employee Value Proposition: A Masterclass for SMEs.

Estelle Davis, Brightwater

Estelle joined Brightwater in 2004 and set up its Brightwater Executive Search arm in 2011.
She has extensive experience in managing scale ups and personally manages senior management hires across Brightwater's SME and multinational clients.
In June 2017, Estelle was appointed to the Group board and in September 2018, she was part of the senior team that led the MBO of Brightwater Group.

Session 3

SME Masterclass: Building the Employee Value Proposition: A Masterclass for SMEs.

Paul Kenny, RPC

Paul Kenny spent more than 34 years in the pensions industry before being appointed as Ireland’s first Pensions Ombudsman in 2003. He retired from that position in May 2016. Paul was a founder Fellow of the Irish Institute of Pensions Management, a Director for ten years of the Retirement Planning Council of Ireland and its Chairman for three years. He has written and lectured extensively on pensions and related matters.

Session 3

SME Masterclass: Building the Employee Value Proposition: A Masterclass for SMEs.

Session 6

Approaching Retirement: The C-suite guide to retirement.

John Alford, Irish Life

John leads the workplace financial wellbeing team within Irish Life, working with employers to improve the overall financial wellbeing of their employees through a combination of digital tools, webinars/seminars, nudge behaviours and individual consultations.

Session 3

SME Masterclass: Building the Employee Value Proposition: A Masterclass for SMEs.

Dana Paraschiv, Pensions Authority

Dana Paraschiv joined the Pensions Authority in 2018 as Assistant Head of Supervision and Enforcement. Prior to joining the Pensions Authority, Dana worked in supervision and regulation of energy markets with the Commission for Regulation of Utilities (CRU) and in policy development with the Department of Environment, Climate and Communications.

Session 3

SME Masterclass: Building the Employee Value Proposition: A Masterclass for SMEs.

Feargal McKenna, moneycube.ie

Feargal is co-founder and head of corporate at Moneycube.ie. He has spent over 20 years working in the financial services sector across corporate banking, debt advisory, and relationship management roles. He spent the majority of his time in these roles working with AIB Capital Markets and Westpac Institutional Bank across Europe and Asia Pacific before returning to Ireland in 2016.

Session 3

SME Masterclass: Building the Employee Value Proposition: A Masterclass for SMEs.

Session 6

Approaching Retirement: The C-suite guide to retirement.

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SESSION 4

Pensions & Benefits for Business Leaders

PAW22 - Session 4 Recap

Session 4

Pensions & Benefits for Business Leaders

  • maximise business owner benefits/ tax efficiencies when it comes to pensions
  • what business leaders should be planning for
  • setting pensions in context with other workplace benefits

Maximising benefits and planning for regulatory change

Directors and management of small companies and business owners have unique opportunities to use pensions as a way to extract value from a company in a highly efficient manner. What’s more, a strong pension and benefits offering is a great way to recruit, reward and retain staff. Whether you are starting from scratch, or want to improve on your existing offering, this webinar will help you get a grip on what pensions can do for your company.

Separately there has been a large number of regulatory changes within the pensions sector which are having an impact on SME’s. These include the introduction of IORPSs and reporting requirements for single member pensions, to the pending introduction of auto-enrolment.  Intended for SME’s, this session will focus on how some of the recent regulatory changes impact SME’s and what practical steps can be taken by business leaders to deal with them.

View all session videos in our PAW library

Key Speakers

Alan Dineen, Zurich

Alan has spent the last 14 years working for Zurich Life in a variety of roles. He is a Certified Financial Planner®, keen golfer and proud Kerryman.

Session 4

Pensions & Benefits for Business Leaders: Maximising benefits and planning for regulatory change.

Olive Ryan, Moneycube.ie

Olive is head of client services at online pensions and investments advisor Moneycube.ie. Her focus is on making financial services comprehensible, inclusive, and meaningful for people who want to take charge of their financial future. Prior to joining Moneycube.ie, Olive worked at Ulster Bank, for accountants BDO, and for Aviva.

Session 4

Pensions & Benefits for Business Leaders: Maximising benefits and planning for regulatory change.

Session 1

Financial Wellbeing for Women: Closing the gender pension gap in Ireland.

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SESSION 5

Keeping Your Pension On Track

PAW22 - Session 5 Recap

Session 5

Keeping Your Pension On Track

21 Sep - Wednesday:
Starts 13:00 

  • Investing your pension: an investment professional's view
  • Dealing with market volatility

Mid-career and building your pension wealth?  Here's how to get the most out of it

This year, it's been impossible to ignore the markets. Driven by inflation, interest rates, supply-chain shortages and war, there have been significant declines in most markets - followed by a partial recovery in the summer.

This session looks at how you should invest your pension in 2022 and beyond. Which regions of the world are hot, and which are best avoided? Should you reallocate in or out of equities?  What's the outlook for commodities and bonds?  

Whether it's market ups and downs, new investment opportunities or new attitudes to existing investments, having a grip on how your pension is invested can make a big difference to your future.

View all session videos in our PAW library

Key Speakers

Ralph Benson, moneycube.ie

Ralph is co-founder of online investments and pensions advisor Moneycube.ie. A chartered accountant and qualified financial advisor, he is a tireless advocate of straight-talking and action when it comes to pensions.

Session 5

Keeping your pension on track: Mid-career and building your pension wealth?  Here's how to get the most out of it.

Session 7

What do people want from their pensions advisor? Event for pensions professionals.

Ian Slattery, Zurich

Ian joined Zurich in 2013. Ian’s current role is as a Head of Investment Solutions where his main responsibilities include producing investment commentary and insights, helping to ensure compliance with key regulation and legislation, and speaking at Zurich and Industry events. He is the current President of the Irish Institute for Pensions Management, a CFA® Charterholder, a CAIA® Charterholder, and holds a Masters in Economic Policy Studies from Trinity College, Dublin.

Session 5

Keeping your pension on track: Mid-career and building your pension wealth?  Here's how to get the most out of it.

James Skehan, LIA

With more than 40 years of pensions industry experience under his belt, James Skehan was head of pensions with New Ireland for 20 years. James currently acts as an independent professional trustee and advises employers and trustees on pension matters.

Session 5

Keeping your pension on track: Mid-career and building your pension wealth?  Here's how to get the most out of it.

Gary Connolly, Davy

Gary is an experienced investment professional with wide ranging experience in the financial services industry. Gary set up and subsequently sold an investment consulting business to Davy in 2014 and ran it for over four years from within Davy. Recently he expanded his remit in Davy to a Head of Investment role overseeing the investment proposition to direct to consumer and intermediary clients.

Session 5

Keeping your pension on track: Mid-career and building your pension wealth?  Here's how to get the most out of it.

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SESSION 6

Approaching Retirement

PAW22 - Session 6 Recap

Session 6

Approaching Retirement

  • Investment planning
  • Your post-retirement 'career'

The C-suite guide to retirement

Your destination is in sight. And while there are still a few stops to go it’s important to get your head around that final destination (and beyond!). You've worked hard for many years so it's important that your pension is sufficient to suit the lifestyle you want and deserve in retirement. A little planning while on the road is worth the effort before you reach your destination.

This session designed exclusively for executives approaching retirement aims to make your transition from work to retirement smooth and enjoyable by carefully considering the relevant issues.

View all session videos in our PAW library

Key Speakers

Mark Reilly, Royal London

Mark joined Royal London Ireland in 2019 as Pensions Proposition Lead after 18 years at Aviva Life & Pensions, most recently as Pensions Sales Manager and previously as the Pensions Propositions Manager. He is a Qualified Financial Advisor (QFA), and holds an MSc in Marketing from Stirling University, Scotland as well as a BA in Business and Legal Studies from University College Dublin.

Session 6

Approaching Retirement: The C-suite guide to retirement.

Paul Kenny, RPC

Paul Kenny spent more than 34 years in the pensions industry before being appointed as Ireland’s first Pensions Ombudsman in 2003. He retired from that position in May 2016. Paul was a founder Fellow of the Irish Institute of Pensions Management, a Director for ten years of the Retirement Planning Council of Ireland and its Chairman for three years. He has written and lectured extensively on pensions and related matters.

Session 6

Approaching Retirement: The C-suite guide to retirement.

Session 3

SME Masterclass: Building the Employee Value Proposition: A Masterclass for SMEs.

Feargal McKenna, moneycube.ie

Feargal is co-founder and head of corporate at Moneycube.ie. He has spent over 20 years working in the financial services sector across corporate banking, debt advisory, and relationship management roles. He spent the majority of his time in these roles working with AIB Capital Markets and Westpac Institutional Bank across Europe and Asia Pacific before returning to Ireland in 2016.

Session 6

Approaching Retirement: The C-suite guide to retirement.

Session 3

SME Masterclass: Building the Employee Value Proposition: A Masterclass for SMEs.

Declan Allen, Allen Retirement

Declan has over 35 years' experience in the Pension & Investment industry.  He worked for several large brokerage houses including Mercers, Aon Consulting and FBD in Ireland and Australia before found Allen Retirement & Finance.

Session 6

Approaching Retirement: The C-suite guide to retirement.

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SESSION 7

What do people want from their pensions advisor?

PAW22 - Session 7 Recap

Session 7

What do people want from their pensions advisor?

  • Market research findings
  • Reflections on PAW22
  • Ways to develop your pensions business

Event for pensions professionals

This event is aimed at the financial broker and pensions advisor community in association with LIA.

We'll present the findings of market research into pensions in Ireland conducted as part of PAW22, reflect on the discussions during the week itself, and look at the changing professional landscape for pension advisors in Ireland over the short and medium term.

1 hour CPD available for LIA/ IoB members

View all session videos in our PAW library

Key Speakers

Brian Dunphy, LIA

Brian Dunphy is a Certified Financial Planner® professional, Specialist Investment Advisor (SIA) and Qualified Financial Advisor (QFA) with over 20 years’ experience in the Financial Services Sector in numerous leadership positions in Conduct Oversight, Financial Planning and Credit. Part of the LIA team striving to deliver its mission to enhance the knowledge, competence and skills of our members and students who work in all areas of the Financial Services industry.

Session 7

What do people want from their pensions advisor? Event for pensions professionals.

Joanne Keane , LIA

Joanne Keane was appointed to the position of LIA’s Chief Executive Officer in January 2020 having worked in various roles in LIA over a 20-year period.  Joanne is passionate about lifelong learning and continuously driving forward standards in the Finance Profession.  She is focussed on accelerating LIA’s ability to bring innovative products and services to LIA’s members and students, thereby providing Finance Professionals in Ireland with the tools to help their customers achieve financial freedom.

Session 7

What do people want from their pensions advisor? Event for pensions professionals.

Ralph Benson, moneycube.ie

Ralph is co-founder of online investments and pensions advisor Moneycube.ie. A chartered accountant and qualified financial advisor, he is a tireless advocate of straight-talking and action when it comes to pensions.

Session 7

What do people want from their pensions advisor? Event for pensions professionals.

Sessions 5

Keeping your pension on track: Mid-career and building your pension wealth?  Here's how to get the most out of it.

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