What is pension consolidation?
Pension consolidation simply means combining all – or most – of your pensions with a single provider. Collecting a bunch of pensions from old jobs is increasingly common. In fact, US…
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Using index funds to consolidate your pensions
One of the biggest advantages of combining your pensions is the ability to choose investments that are right from you. With over 4,000 investment funds at our fingertips, we can almost…
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5 reasons to consolidate your pensions
Consolidating your pensions isn’t a black-and-white decision – that’s why Moneycube provides financial advice on it! However, there are many solid reasons why combining pensions from…
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Question of the month: Who will inherit my pension investment in property?
I’m interested to understand what happens my pension when I die. I have a pension which is invested in a rental property and would like to ask: what happens to the subject property on…
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What is a Personal Retirement Bond (PRB)?
A Personal Retirement Bond (sometimes called a Buyout Bond) is a pension account you can use to transfer out pensions from old jobs. You keep all the tax benefits of a pension, but cut…
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Question of the month: How do I invest my pension in a rental property?
I have a Revenue-approved small self-administered pension (SSAP) fund with €300,000 in cash. I would like to invest it in building a house for rent. The house would be owned by the fund…
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What is a Small Self-Administered Pension Scheme (SSAPS)?
What is a SSAPS? A Small Self-Administered Pension Scheme (SSAPS, sometimes known as a Self-Invested Pension Plan, or SIPP) is simply a pension backed by your employer. The rules state…
Read on Moneycube Buying investment property through your pension
Private property investors in Ireland are increasingly using their pension fund as the way to acquire buy to let residential and commercial property. The tax advantage The biggest reason…
Read on Moneycube How to you set up a Small Self-Administered Pension Scheme?
Setting up a SSAPS has three key steps. 1. Identifying funds Setting up a Small Self Administered Pension (SSAP) in Ireland involves significant time and effort on your part – so you’ll…
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Pensions Awareness Week launches today
Pensions Awareness Week is back! Pensions Awareness Week is an initiative to raise awareness about retirement planning, and help people take charge of their long-term savings. This year,…
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Tackling the gender pension gap
Irish Life ran a great ad ran last year, showing women queueing up at an ice-cream van on a summer’s day to buy a 99. Imagine their disappointment to be told they could only be served a…
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Claiming tax relief on a personal pension
If your employer pays over your contributions, then they’ll typically handle the tax deductions for you. But if you’re paying into a personal pension each month from your own bank…
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