Approaching Retirement – Tax-Free Lump Sum
Most people who have built up a pension in Ireland are able to take 25% of their savings as a lump sum on retirement*. The first €200,000 is tax-free, and the next €300,000 is taxed at…
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Your pension options at retirement
For most of us, the days of a guaranteed pension for life from our employer are gone. If you’re reading this, your pension options at retirement are probably more complicated. These…
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What’s an Approved Retirement Fund (ARF)?
An Approved Retirement Fund, or ARF, is a pot for your pension money after you retire. When you retire, the pension funds you have paid into are available to you. You can then take…
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Self-invested pension plans
Self-invested, or self-directed, pension plans give you maximum control. On top of the income tax benefits you’d expect from a pension plan, they allow you to invest in a wide range of…
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Types of pension
There are three main types of pension in Ireland: the State pension, pensions provided through your work, and pensions you arrange yourself – also known as personal pensions. Moneycube’s…
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Consolidate or Transfer your pensions Not many people have a job for life anymore. These days, we’re far more likely to make several moves in our career – often leaving pensions behind…
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Your pension options at retirement
For most of us, the days of a guaranteed pension for life from our employer are gone. If you’re reading this, your pension options at retirement are probably more complicated. These…
Read on Moneycube
How much is the State pension in Ireland?
The State pension currently pays €265.30 per week, or around €13,795 per year (from January 2023). It is paid to people from the age of 66. The age at which it’s paid is moving up: it’ll…
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What’s an ARF?
An Approved Retirement Fund, or ARF, is a pot for your pension money after you retire. When you retire, the pension fund(s) you have paid into (perhaps an executive pension, a personal…
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What’s an AMRF?
An Approved Minimum Retirement Fund, or AMRF, is a pot for your pension money after you retire. Update Jan 2022: ARMFs were effectively abolished by the government from 1 January 2022.…
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Am I saving enough into my pension?
We’re always being told we should save more into our pensions, but how much is enough? Here are three questions to ask yourself and help decide. 1. How much money will you need in…
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How to invest your tax-free lump sum at retirement
Great news – you’re retiring and can take a tax-free lump sum. But what should you do with the money? Moneycube identifies the three approaches to investing your lump sum. What’s the…
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